/* ============================================================
   FINANCE TRUST — Premium-Finance/Banking Theme
   Klon von bootstrap-clean, mit komplett anderer Farb-/Schrift-
   Sprache: Marine-Blau + Gold-Akzent, Playfair Display + Source Sans 3,
   Hero auf dunklem Header-Block, Serif-Headlines, Gold-Underlines.
   ============================================================ */

:root {
  --ft-navy-900: #0a2540;
  --ft-navy-800: #0f3057;
  --ft-navy-700: #1a4271;
  --ft-navy-50:  #eef3f9;

  --ft-gold-600: #b58a4a;
  --ft-gold-500: #c9a26b;
  --ft-gold-400: #d8b988;
  --ft-gold-100: #f3e8d3;

  --ft-paper:    #fbf9f5;
  --ft-ink:      #1a1d24;
  --ft-ink-soft: #4a5163;
  --ft-line:     #e2dccc;

  --bs-primary:        var(--ft-navy-700);
  --bs-primary-rgb:    26, 66, 113;
  --bs-link-color:     var(--ft-navy-700);
  --bs-link-color-rgb: 26, 66, 113;
  --bs-link-hover-color: var(--ft-gold-600);
  --bs-body-bg:        var(--ft-paper);
  --bs-body-color:     var(--ft-ink);
  --bs-secondary-color: var(--ft-ink-soft);
  --bs-border-color:   var(--ft-line);
  --bs-font-sans-serif: "Source Sans 3", system-ui, -apple-system, "Segoe UI", sans-serif;
}

body {
  font-family: var(--bs-font-sans-serif);
  background: var(--ft-paper);
  color: var(--ft-ink);
  font-size: 17px;
  line-height: 1.65;
}

h1, h2, h3, h4, .display-5, .display-6 {
  font-family: "Playfair Display", "Georgia", serif;
  color: var(--ft-navy-900);
  font-weight: 700;
  letter-spacing: -0.01em;
}
h1, .display-5 { font-size: 2.6rem; line-height: 1.15; }
h2 { font-size: 2rem; line-height: 1.2; }
h3 { font-size: 1.5rem; }

/* ============= NAVIGATION ============= */
.ft-header {
  background: #fff;
  border-bottom: 1px solid var(--ft-line);
  position: sticky; top: 0; z-index: 100;
  box-shadow: 0 1px 0 rgba(10, 37, 64, 0.04);
}
.ft-nav { padding-block: 1.1rem; }
.ft-brand {
  font-family: "Playfair Display", serif;
  font-weight: 700;
  font-size: 1.6rem;
  color: var(--ft-navy-900) !important;
  text-decoration: none;
  letter-spacing: -0.01em;
  line-height: 1.05;
  display: inline-block;
}
.ft-brand-sub {
  font-family: var(--bs-font-sans-serif);
  font-size: 0.7rem;
  font-weight: 500;
  color: var(--ft-gold-600);
  text-transform: uppercase;
  letter-spacing: 0.18em;
  margin-top: 4px;
}

.ft-nav-list {
  display: flex; gap: 2rem; list-style: none; margin: 0; padding: 0;
}
.ft-nav-list a {
  font-family: var(--bs-font-sans-serif);
  font-size: 0.82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--ft-navy-800);
  text-decoration: none;
  padding: 0.5rem 0;
  position: relative;
  transition: color 0.15s ease;
}
.ft-nav-list a:hover,
.ft-nav-list a.active {
  color: var(--ft-gold-600);
}
.ft-nav-list a.active::after {
  content: ""; position: absolute;
  left: 0; right: 0; bottom: -3px;
  height: 2px; background: var(--ft-gold-500);
}

.ft-nav-toggle {
  display: none; background: none; border: 0;
  width: 40px; height: 40px;
  padding: 8px;
}
.ft-nav-toggle span {
  display: block; height: 2px; background: var(--ft-navy-900);
  margin: 4px 0; transition: 0.2s;
}

@media (max-width: 991px) {
  .ft-nav-toggle { display: block; }
  .ft-nav-wrap { display: none; flex-basis: 100%; }
  .ft-nav-wrap.open { display: block; padding-top: 1rem; }
  .ft-nav-list { flex-direction: column; gap: 0; }
  .ft-nav-list a { padding: 0.85rem 0; border-bottom: 1px solid var(--ft-line); display: block; }
}

/* ============= HERO ============= */
.ft-hero {
  background: linear-gradient(135deg, var(--ft-navy-900) 0%, var(--ft-navy-700) 100%);
  color: #fff;
  padding: 5rem 0 4.5rem;
  margin-bottom: 4rem;
  position: relative;
  overflow: hidden;
}
.ft-hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 80% 20%, rgba(201, 162, 107, 0.2), transparent 50%);
  pointer-events: none;
}
.ft-hero > .container { position: relative; z-index: 1; }
.ft-hero h1, .ft-hero .display-5 {
  color: #fff;
  font-size: 3rem;
  margin-bottom: 1.2rem;
}
.ft-hero .lead {
  font-size: 1.2rem;
  color: rgba(255,255,255,0.85);
  max-width: 56ch;
  font-weight: 300;
}
.ft-hero-tag {
  display: inline-block;
  font-size: 0.72rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.22em;
  color: var(--ft-gold-400);
  padding: 0.35rem 0.9rem;
  border: 1px solid var(--ft-gold-500);
  border-radius: 99rem;
  margin-bottom: 1.2rem;
}
.ft-hero-intro {
  background: rgba(255,255,255,0.05);
  border-left: 3px solid var(--ft-gold-500);
  padding: 1.5rem 1.8rem;
  margin-top: 2rem;
  color: rgba(255,255,255,0.82);
  font-size: 1rem;
  line-height: 1.75;
}
.ft-hero-intro h2 { color: var(--ft-gold-400); font-size: 1.3rem; margin: 1.5rem 0 0.5rem; font-family: "Playfair Display", serif; }
.ft-hero-intro h2:first-child { margin-top: 0; }
.ft-hero-intro a { color: var(--ft-gold-400); }
.ft-hero-intro ul, .ft-hero-intro ol { padding-left: 1.5rem; }

/* ============= CARDS ============= */
.card {
  background: #fff;
  border: 1px solid var(--ft-line);
  border-radius: 4px;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 30px -12px rgba(10, 37, 64, 0.18);
  border-color: var(--ft-gold-500);
}
.card-title { color: var(--ft-navy-900); font-weight: 700; font-family: "Playfair Display", serif; }
.card-title a { color: inherit; text-decoration: none; }
.card-title a:hover { color: var(--ft-gold-600); }
.card-category {
  font-size: 0.7rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.16em;
  color: var(--ft-gold-600);
}
.card img { border-bottom: 1px solid var(--ft-line); }

/* ============= ARTICLE BODY ============= */
.ft-article-body {
  max-width: 72ch;
  font-size: 1.06rem;
  line-height: 1.78;
  color: var(--ft-ink);
}
.ft-article-body p { margin: 0 0 1.4rem; }
.ft-article-body p:first-of-type::first-letter {
  font-family: "Playfair Display", serif;
  float: left;
  font-size: 4.2em; line-height: 0.88;
  font-weight: 700;
  color: var(--ft-navy-900);
  margin: 0.05em 0.12em 0 0;
}
.ft-article-body h2 {
  margin: 2.6rem 0 1rem;
  font-size: 1.7rem;
  padding-bottom: 0.6rem;
  border-bottom: 1px solid var(--ft-line);
}
.ft-article-body h3 {
  margin: 2rem 0 0.8rem;
  font-size: 1.3rem;
}
.ft-article-body ul, .ft-article-body ol { padding-left: 1.5rem; margin: 0 0 1.4rem; }
.ft-article-body li { margin-bottom: 0.5rem; }
.ft-article-body blockquote {
  border-left: 3px solid var(--ft-gold-500);
  padding: 1rem 1.5rem;
  margin: 2rem 0;
  background: var(--ft-gold-100);
  font-style: italic;
  color: var(--ft-navy-900);
}
.ft-article-body strong { color: var(--ft-navy-900); font-weight: 700; }
.ft-article-body a { color: var(--ft-navy-700); text-decoration: underline; text-decoration-color: var(--ft-gold-500); text-underline-offset: 3px; }
.ft-article-body a:hover { color: var(--ft-gold-600); }

/* ============= FAQ ============= */
.ft-faq { margin-top: 3rem; padding-top: 2rem; border-top: 2px solid var(--ft-navy-900); }
.ft-faq details {
  border: 1px solid var(--ft-line);
  border-radius: 4px;
  margin-bottom: 0.8rem;
  background: #fff;
}
.ft-faq summary { padding: 1rem 1.2rem; cursor: pointer; font-weight: 600; color: var(--ft-navy-900); }
.ft-faq details[open] summary { border-bottom: 1px solid var(--ft-line); color: var(--ft-gold-600); }
.ft-faq details p { padding: 1rem 1.2rem; margin: 0; color: var(--ft-ink-soft); }

/* ============= FOOTER ============= */
footer {
  background: var(--ft-navy-900);
  color: rgba(255,255,255,0.7);
  padding: 3rem 0 1.5rem;
  margin-top: 5rem;
  border-top: 3px solid var(--ft-gold-500);
}
footer a { color: rgba(255,255,255,0.7); text-decoration: none; }
footer a:hover { color: var(--ft-gold-400); }
footer .ft-footer-brand {
  color: #fff;
  font-family: "Playfair Display", serif;
  font-size: 1.4rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
}

/* ============= BUTTONS ============= */
.btn-primary {
  background: var(--ft-navy-800);
  border-color: var(--ft-navy-800);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 0.85rem;
  font-weight: 600;
  padding: 0.6rem 1.4rem;
}
.btn-primary:hover {
  background: var(--ft-gold-600);
  border-color: var(--ft-gold-600);
}